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See the future of your cashflow, today

For the owners who do it all - this helps you do it smarter.

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Stay on top of your cashflow!

Benefits

Spot Cash Gaps Before They Hit

Running out of cash shouldn’t be a surprise. Our smart forecasting keeps an eye on your numbers and flags potential shortfalls before they happen. You get early warnings, not last-minute panic — so you can stay ready, stay calm, and stay in control.

Benefits

Interactive Cash Flow Scenarios

Every small business runs differently — and we get that. That’s why we don’t give you one-size-fits-all product. Instead, we build “what-if” scenarios based on your actual numbers. Do you want to see what happens if you open earlier, if you increase average spend, or if you shift your mix of local vs. tourist customers? Just adjust the scenario and watch your forecast update. You stay in control — we make the planning smart, simple, and actionable.

Benefits

Track and Adjust for Success

Cash flow changes fast — and smart businesses stay ahead of it. With our tracking capabilities, you can see what’s working, tweak what’s not, and keep your strategy sharp. Even small shifts can drive big results, and we make it easy to stay in control every step of the way.

Benefits

Victory! A Cash-Positive Business

No more late nights stressing over cash flow. With the right insights, you can stay ahead of shortfalls, keep your business healthy, and focus on what matters most — growth. The future is in your hands, and your cash flow is finally working for you.

Your Cash Flow, Clear and Under Control

Connect your bank accounts or use Mastercard data to monitor your cash flow with ease. Color-coded charts show your business health at a glance, and real-time scenario planning helps you take action before issues arise.

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Cashflow

Money In & Out

Scenarios

Ready to take control of your cash flow — and your future?

What Small Businesses Are Saying About Smarter Cashflow

“The app leaves no room for hidden or unclear financial information.”

Sarah,

Italian Restaurant Business owner

“It can help me plan for increased inventory during peak seasons and cost cutting measures during slower times.”

Jane,

Italian Restaurant Business owner

“It provides detailed data, including revenues from different channels and weekly revenue changes.”

Michael,

Italian Restaurant Business owner

You may still be wondering

What are the available plans?

What are the available plans?

How can I request a demo?

How can I request a demo?

How do I get started?

How do I get started?

How secure is my information?

How secure is my information?

What is the logic behind the data?

What is the logic behind the data?

Can’t find what you’re looking for?
Contact us here: smartercashflow@mastercard.com

Be the first to try Smarter Cash Flow — join the beta

We’re inviting a limited group of small businesses to test it first.

By providing your contact information, you acknowledge that your personal data will be processed by Mastercard as described in the Privacy Notice. Furthermore, by clicking Request Early Access, you agree to receive marketing communications from Mastercard regarding Smarter Cashflow or other Mastercard offerings. If you do not wish to receive these communications, please refer to the opt-out instructions in the Privacy Notice.